Products & Services

Free Checking Account

No minimum balance, no transaction fee and no monthly maintenance charge
Minimum deposit of $25 to open the account
This includes a truncated periodic statement (Does not include check images)
Does not pay interest

Regular Checking Account

Minimum deposit of $25 to open the account
Service charge of $5 per month
Does not pay interest
Service charge waived for individuals 55 and older
Service charge waived for average daily collected balance of $500 or more
A per check charge of 10 cents per check will be assessed for each check over 20 checks per month if average collected balance is below $500
This includes check safekeeping with an imaged periodic statement (Includes check imaging)

Checking with Interest

Minimum deposit of $100 to open the account
Pays interest
Interest rate and annual percentage yield may change
Service charge of $5 per month
Service charge waived for average collected balance of $1,500 or more
A per check charge of 10 cents per check will be assessed for each check over 20 checks per month if average daily collected balance is below $1,500
Please contact the bank for the current interest rate offered for this account
This includes check safekeeping with an imaged periodic statement (Includes check images)

Minor Checking Account

Minimum deposit of $25 to open the account
Does not pay interest
Under 19 no monthly service charge
Upon turning 19 this account will be subject to the regular checking account terms
This includes check safekeeping with an imaged periodic statement (Includes check images)

Savings Account

Minimum deposit of $10 to open the account
Interest compounded at least quarterly and credited to account every statement cycle
Interest rate and annual percentage yield may change
Service charge of $3 per quarter
Service charge waived for average daily collected balance of $100 or more
Limit of 6 free withdrawals per quarter
A per withdrawal charge of $1 per withdrawal will be assessed for each withdrawal over 6 per quarter
Limit of 6 transfers per month
No service charge of individuals under 19
Please contact the bank for the current interest rates offered for this account

Other

Visa Check Card

Pay From Your Checking Account Without Writing A Check. Leave your checkbook at home. A VISA Check card is the same thing as a check without the time-consuming process of writing a check, showing identification and waiting for approval. Use the VISA Check Card instead of a check at all locations that display Interlink and VISA logos.

Get Cash At An ATM Without Your ATM Card

You don't need a separate ATM card when you have a VISA Check Card. It performs the same functions. Use it at all ATM locations that display NETS or Cirrus logos.

No matter where you use your card, a detailed description of every transaction you make will appear on your regular monthly checking account statement.